Some people use one half their ingenuity to get into debt, and the other half to avoid paying it.

Some people use one half their ingenuity to get into debt, and the other half to avoid paying it.

有些人用一半的聪明才智陷入债务，另一半用来逃避偿还。

-- George D. Prentice 乔治D.普伦蒂斯